There are two main problems you can have related with planing, over planing and under planing.

In this post, I would like to start by the simplest one, and most of the time the one that is simpler to solve, the one that you can find tricks and tools to make it more visible and less problematic.

Under planing implies planing really very little or nothing, as usually it doesn’t take a lot of planing to be able to have a acceptable money and energy flowing in your life – assuming you have a job, which nonexistence can make things a bit more trickier.

If you have an income source that is enough to pay for your bills and your food you are already better than most people, and with just a bit of planing you can get past the under planing boundary.

You have to plan to get out of bed early enough to get to work at the expected time, you need to pay all your bills before starting spending money in things that you don’t depend on, you need to sleep at least the minimum amount of time that allow you to do your job properly.

An under planner will do the opposite of this. You are under planing if you spend more money than you make, if you start spending money before you pay for your bills, if you constantly under sleep because you spend the nights in bars or watching meaningless tv shows or doing other purposeless things. You are under planing when you wait until the last minute to prepare your luggage and get ready to make a trip. You are under planing when you start to get ready when you are almost late for an appointment.

Under planing is common among the youth because… well, because they don’t know better, or if they do know better they don’t know how important it is for their future.

Youth, parents and planing is, however, the topic of a different post.

What about you, do you under plan often? On which areas of your life?